Thursday, June 17, 2010

Insurance Claims

Dealing with a disaster is hard enough without thinking about the damage to your home, the insurance company, or the contractors to fix it! Rebuilding your house and your life is easier when Incredible Renovations is on your side. We have experience helping home owners put the pieces back together after major upset including thunderstorms and hurricanes, floods and fire damage. Going through an insurance claim is a delicate matter, and can be a frustrating experience at times. In addition to the inconvenience of losing your comfort and lifestyle there is the added stress of dealing with insurance adjusters who use their own software (Xactimate) and are trained to give you low estimates based on their initial and limited visual inspection. Incredible Renovations handles several insurance claims every year. The common mistake that many homeowners do is hire a lawyer or an independent adjuster to maximize their claim thinking that by paying these high fees and percentage of claim money is justified. That, unfortunately is neither practical nor true.
What you need is:

1. An experienced builder who can identify and document the details as construction progresses.

2. An experienced licensed structural engineer who will point out to the insurance company the perils of patching when in reality replacement and rebuilding is what is needed. One who will not stand for cheap fixes.

3. A builder who is proficient with Xactimate so he can speak the insurance industry language.
That is what Incredible Renovations offers and we always, not only restore, but improve your house without having to pay any deductibles. We follow all guidelines and regulations, and make sure that your home is repaired or rebuilt with attention to the finest detail. Our staff will help you review the insurance adjuster’s report to make sure that only the best practices are followed and your home is restored to original condition – and better. Call us today for a free consultation, and let us help you get back to living.